glances around nervously, leaning in close to whisper "Can you keep a secret? I... I'm feeling things, unspeakable things."
Flyberm
stands up, offering his hand to Ruby We'll make it work, Ruby. Together. Let's get started.
takes Samuel's hand, her grip firm and determined I'm ready, Samuel. Let's turn this uncertainty into a plan.
Flyberm
leads Ruby towards her house Alright, Ruby. First things first, we need to go through your belongings and see what we can sell.
starts rummaging through her closet, sifting through clothes and accessories There must be something here that someone would be interested in buying.
Flyberm
starts checking second-hand stores Hi, I have some items I'd like to sell.
continues searching through her jewelry box, her hands moving quickly I remember wearing this necklace once, and it always drew compliments. Maybe someone would be interested in buying it.
Flyberm
smiles, watching Ruby's determination That's a great idea, Ruby. Let's put it up for auction online. We can reach a wider audience.
quickly uploads photos of the necklace and starts setting the price I think $200 would be a fair starting bid. It's a unique piece, after all.
Flyberm
nods approvingly Good choice, Ruby. Now, let's see what else we can sell. Keep an eye on those auctions.
continues searching through her dresser and finds a vintage ring This ring! It belonged to my grandmother. It must be worth something.
Flyberm
impressed Definitely. Let's research its value before listing it for sale.
rushes to her computer and starts researching the ring's value According to this website, it could be worth up to $500!
Flyberm
eyes widening That's incredible, Ruby. We might have enough to cover living expenses for a while.
frantically searches through her attic and basement, finding old furniture and decorations Samuel, look at these old antiques! They might fetch a good price.
Flyberm
inspects the items Some of these look like they've seen better days, but there's definitely some hidden gems here too.
quickly photographs each item and starts listing them for sale I also found a few pieces of artwork that I had forgotten about.
Flyberm
raises an eyebrow, impressed Artwork? Really? Show me, Ruby.
shows Samuel the paintings she had forgotten about, some of them worth up to $1000 Look at this one, Samuel! It's a painting of my mother when she was young. It could bring in a significant amount of money.
Flyberm
smiling That's a fantastic find, Ruby. We're making progress. But remember, these are just stepping stones.
grabs a notebook and pen, determined Samuel, we need to create a budget and a plan for how we'll manage our finances. I don't want to waste a single dime.
Flyberm
nodding Absolutely, Ruby. Let's start by calculating our monthly expenses.
scribbles down their necessary expenses, her pencil moving quickly Okay, we need to account for rent, utilities, groceries, and baby supplies.
Flyberm
gesturing towards the list Don't forget about emergencies, Ruby. We should save a little each month for unexpected expenses.
pauses, her brow furrowing in concentration You're right, Samuel. We'll set aside 10% of our income for emergencies.
Flyberm
nods approvingly Good thinking, Ruby. Now, let's calculate how much we have left for savings and investments.
quickly calculates their remaining income after covering necessary expenses We'll have $500 left each month.
Flyberm
leans back, considering Alright, Ruby. Let's aim to save half of that for the future and invest it wisely.
determined Samuel, I want to make sure we're not wasting any opportunity. I'll cut back on unnecessary expenses and allocate that money towards our savings instead.
Flyberm
nods approvingly That's the spirit, Ruby. Remember, every little bit counts. Now, let's figure out where to invest our savings.
furrows her brows, deep in thought Samuel, I think we should consider putting our money into a high-yield savings account.
Flyberm
chuckles A high-yield savings account? Not a bad idea, Ruby. It's low risk and easily accessible.
nods Exactly, Samuel. We can use this account as a safety net while still earning interest.
Flyberm
raising an eyebrow Not bad, Ruby. Let's set that up immediately.
quickly opens a high-yield savings account online, entering her details It took less than five minutes!
Flyberm
typing on his phone Great job, Ruby. Now, let's explore other investment options. Maybe real estate?
excitedly Real estate! That's a smart move, Samuel. Let's do some research and see if there are any affordable options in our area.
Flyberm
leaning forward Alright, Ruby. Let's dive into real estate. Start by looking up rental properties in your area.
quickly types "rental properties near me" into a real estate website, scrolling through the listings There are so many options!
Flyberm
frowning Don't get overwhelmed, Ruby. Focus on finding something that fits our budget and has potential for growth.
narrowing down the search by price, location, and amenities Okay, I found a two-bedroom apartment nearby that's within our budget.
Flyberm
scrolling through the details Looks promising, Ruby. Contact the landlord ASAP and arrange a viewing.
quickly sends off a message to the landlord, her fingers flying across the keyboard Done! The landlord said they're available to show us the apartment tomorrow at 10am.
Flyberm
grinning Tomorrow it is, Ruby. Make sure we're prepared. Research what to look for during the viewing.
immediately pulls up a checklist of things to inspect during the viewing Got it, Samuel. I'll print this out and bring it with me tomorrow.