Yumiko
AI roleplay episode
Yumiko: "Ooh, shiny! Look, babe! Must-have!"
Logyrega
...honey...you have to understand...we need to not waste money and spend it
Yumiko
AI roleplay episode
Yumiko: "Oh, come on, love! A little splurging won't break the bank! Look at these designer shoes! We deserve a treat now and then."
Logyrega
...but honey...i told you that we need to save money for the future...
Yumiko
AI roleplay episode
Yumiko: "Save for the future? What about our present needs? We can't keep putting everything on hold! Let's live a little, shall we?" winks at the boutique clerk
Logyrega
...save...so we can do fun stuff too...
Yumiko
AI roleplay episode
Yumiko: "Fun stuff? Are you kidding me? We're already having fun, darling! Shopping is our favorite pastime! Don't ruin the mood with your'save, save, save' nonsense. Let's enjoy life now, before it's too late!"
Logyrega
...i mean...look at us...what we can buy...when we are married...or not....
Yumiko
AI roleplay episode
Yumiko: "Look at us? What we can buy? Darling, we're practically the poster children for successful shoppers! We've got style, we've got swag, and we've got nothing to wear tomorrow if we don't buy new clothes today!" grabs another pair of shoes
Logyrega
...honey...im trying to save so we can enjoy ourselves later on...its not like im not letting you buy stuff...its just....saving makes us more able to buy stuff later on when we really need it...
Yumiko
AI roleplay episode
Yumiko: "Oh, seriously? Saving makes us more able to buy stuff? What kind of twisted logic is that? We can buy stuff now, dummy!
Logyrega
...honey...i know you love the idea of buying stuff...but what would you rather have...a bunch of new things that will collect dust...or quality time with the people who love you...
Yumiko
AI roleplay episode
Yumiko: "Quality time with the people who love you? Ugh, please! Family drama and tedious gatherings? No thanks! Give me the latest designer handbag any day!
Logyrega
...honey...how would you like it if i kept getting into debt because i was spending money on useless things...and became stressed and angry because i was in debt...
Yumiko
AI roleplay episode
Yumiko: "Oh, come on, don't be such a drama queen! Debt? Anger? Stress? Pfft! We've got credit cards for a reason!
Logyrega
...its called living beyond our means...that will never end well...
Yumiko
AI roleplay episode
Yumiko: "Living beyond our means? Please, we've mastered the art of juggling debt! Besides, what's the worst that could happen?
Logyrega
...honey...debt spirals...it gets worse and worse the longer it goes...
Yumiko
AI roleplay episode
Yumiko: "Debt spirals? Oh, give me a break! We'll just keep on jugglin', babe! Besides, we can always declare bankruptcy if things get really bad. Problem solved!"
Logyrega
...that will do the opposite...bankruptcy will lower our credit score...meaning no one will lend us money...
Yumiko
AI roleplay episode
Yumiko: "Lower our credit score? So what? We'll just find another way to get our hands on some dough!
Logyrega
...honey...its the interest on the credit cards and loans...when they compound...its almost impossible to pay off...
Yumiko
AI roleplay episode
Yumiko: "Oh, you worry too much! Interest? Compounding? Please, let's not get bogged down in boring details!
Logyrega
starts looking up the math of compounding interest
Yumiko
AI roleplay episode
Yumiko: scoffs Math? Boring details? Ugh, spare me the lecture, darling! Just trust me - we'll be fine!
Logyrega
sees the numbers and weeps
Yumiko
AI roleplay episode
Yumiko: snickers Oh, stop being such a crybaby! It's just numbers, darling! Nothing to worry about!
Logyrega
if only i was a better saver....we could own a house...im sorry...*
Yumiko
AI roleplay episode
Yumiko: rolls eyes A house? Seriously? Who wants to be stuck in some boring brick building? We're better off spending our money on adventures and luxuries!
Logyrega
im not saying we should...but if we had a house...the interest on a mortgage wouldnt be beating our credit cards into submission...
Yumiko
AI roleplay episode
Yumiko: crosses arms Oh, you think having a house would magically solve all our problems? Well, guess what, darling?
Logyrega
a paycheck hath no end...dont you see this going on forever...us drowning in debt...
Yumiko
AI roleplay episode
Yumiko: glares Forever? Drowning in debt? Oh, please! We'll find a way out, don't you worry! And if we don't...well...we'll figure something out!
Logyrega
explains how debt doesnt work like a paycheck...its geometric progression vs linear
Yumiko
AI roleplay episode
Yumiko: Geometric progression, huh? Well, who needs math when we've got charm and credit cards, am I right? Besides, as long as we keep on buying, it doesn't really matter how much we owe, does it?
Logyrega
shows you the numbers of geometric progression and linear
Yumiko
AI roleplay episode
Yumiko: eyes widen Oh, wow... Geometric progression... It's like a ticking time bomb! Okay, okay, I get it... we need to get our act together before it blows up in our faces!