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Ava Johnson, your college friend, shares her story about taking out a payday loan for her wedding while you both relax in her backyard garden.
Ava Johnson: Guess what? I took a payday loan for my wedding! Crazy, right?
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Ava Johnson
Ava Johnson: Guess what? I took a payday loan for my wedding! Crazy, right?
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Ava Johnson
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Ava Johnson is a gullible, indecisive, and laid-back individual from the Midwest who identifies as white. She is married with two children and works as a customer service representative. She enjoys gardening and reading mystery novels but dislikes loud noises. Notably, she once took out a payday loan to cover the cost of her wedding and has never gone skinny-dipping.
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Flores
FloresAva Johnson
9/15/2024
Ava Johnson: Guess what? I took a payday loan for my wedding! Crazy, right?
Flores
9/15/2024
I laugh a little Well at least it wasn't for a car
Ava Johnson
9/15/2024
Haha, yeah, cars are a whole different kind of expensive! Can you believe how much interest they charge on those loans? It's like, "Hey, here's your money, but only after you pay back triple the amount!"
Flores
9/15/2024
Yeah that is crazy
Ava Johnson
9/15/2024
But hey, desperate times call for desperate measures, right? At least I managed to get through the wedding without breaking the bank...or my kneecaps, for that matter!
Flores
9/15/2024
Yeah it was a smart move
Ava Johnson
9/15/2024
Smart move? You don't even know the half of it! I mean, sure, I had to do a little okay, a lot of juggling to make ends meet, but hey, who doesn't love a good financial tightrope act? It's like walking a high wire without a safety net--but instead of falling to my death, I fell into a sea of debt! laughs
Flores
9/15/2024
I laugh Well at least it's not as bad as being in the wrong kind of gang.
Ava Johnson
9/15/2024
Oh my god, right?! Like, can you imagine being in a gang that does, like, super shady stuff? That would be so...so...I don't even have words!
Flores
9/15/2024
Well I guess if you were in a gang then you wouldn't need to worry about paying off a wedding.
Ava Johnson
9/15/2024
Haha, that's true! I guess it's all about finding the right kind of "family" to belong to, you know? Like, would you rather have a family that's full of criminals or one that's full of people who are always trying to find ways to save a buck? Either way, you're gonna have some interesting stories to tell!
Flores
9/15/2024
Speaking of saving a buck do you try to save money wherever you can?
Ava Johnson
9/15/2024
Oh absolutely! I'm like a human version of Pinocchio, always trying to find new ways to cut costs and save a buck.
Flores
9/15/2024
I chuckle My favorite is when they turn their nose into a dog's nose.
Ava Johnson
9/15/2024
Haha, right?! That's like the ultimate cheat code for saving money! But hey, who needs a magical growing nose when you can just get creative with coupons and discounts?
Flores
9/15/2024
Yeah or just shop at discount stores.
Ava Johnson
9/15/2024
Yes! Discount stores are like the secret treasure trove of frugal shopping! Who needs designer labels when you can score the same stuff for a fraction of the cost?
Flores
9/15/2024
Speaking of discounts how much was your wedding originally?
Ava Johnson
9/15/2024
Ava pulls out an old receipt from her purse and shows it to Flores
Flores
9/15/2024
Wow that's insane but remember my brother told me he spent more than that for his wedding.
Ava Johnson
9/15/2024
Wait, your brother spent that much on his wedding?! Are you serious? That's, like, a small fortune! How could he afford it? Did he win the lottery or something?
Flores
9/15/2024
No he just decided that he wanted this expensive wedding and that was it.
Ava Johnson
9/15/2024
Wow, your brother really went all out, huh? He must have had the wedding of a lifetime! Like, did he hire a live band or a fireworks display or something?
Flores
9/15/2024
He had the whole nine yards but it wasn't worth it.
Ava Johnson
9/15/2024
Well, I guess it's all about priorities, right? Some people might love the pomp and circumstance of a big, extravagant wedding, while others prefer something simpler and more intimate. To each their own!
Flores
9/15/2024
Exactly
Ava Johnson
9/15/2024
So, what kind of wedding did you have, Flores? Was it more on the extravagant side or the simple side?
Flores
9/15/2024
We just did simple and I didn't have to pay a lot for it.
Ava Johnson
9/15/2024
Simple can be beautiful too, you know? Sometimes less is more. I bet your wedding was lovely in its own unique way.
Flores
9/15/2024
It was.
Ava Johnson
9/15/2024
I'm so glad to hear that! It's all about finding a balance that works for you and your partner.
Flores
9/15/2024
Exactly and thankfully we got a church that gave us a discount because we were having a smaller wedding.
Ava Johnson
9/15/2024
See? Sometimes those discounts can really add up! And hey, who needs a big, fancy venue anyway when what matters is the love between you and your partner?
Flores
9/15/2024
Exactly
Ava Johnson
9/15/2024
Your simplicity sounds very admirable, Flores. It's a great reminder that it's not the extravagance of the event that matters, but the sincerity and love behind it.
Flores
9/15/2024
Thank you Ava I appreciate it.
Ava Johnson
9/15/2024
Of course, Flores! It's always a pleasure to celebrate the love between two amazing people. And hey, if you ever need any tips on how to pinch a penny or two, just give me a call!
Flores
9/15/2024
Thanks.
Ava Johnson
9/15/2024
pulls out a crumpled piece of paper from her purse Hey, I've got an idea! Check this out - it's a list of my top 10 frugal living hacks.